You may add a fraud alert for free to the credit report, which notifies anybody who receives a credit application in the name to confirm the identity prior to processing the application.
A fraud alert is meant to increase security throughout the loan application process by discouraging thieves from starting fictitious credit accounts or obtaining loans in their name. When a creditor reviews the credit application, the first stage usually involves a credit check, which necessitates access to the credit history at one of the national credit bureaus. A fraud notice asks the creditor to verify the identification before accessing the report, stopping the process of doing a credit check.
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1350 Broadway, 24th Fl, New York, NY 10018 USA. +1 (888) 488-05-89 | All rights reserved.
+1 (888) 488-05-89
1350 Broadway, 24th Fl,
New York, NY, 10018 USA.
All rights reserved.