Frequently Asked Questions

Mesh is available to businesses in the US, EU, UK, Hong Kong, Singapore, and other select locations.

Mesh is accounting system agnostic. It inherits your accounting software set up so to streamline the transition of data between platforms. You can import your accounting custom fields and export all your transaction details every time you wish to reconcile your transactions. For more information, please see our

A subscription is a transaction that repeats multiple times on a specific vendor, such as online software. When you create a subscription payment with Mesh , a dedicated virtual card per subscription is automatically issued via Metropolitan Commercial Bank so to prevent use of the card outside the designated vendor. When you generate an on-demand payment with limits, a virtual card will be issued by MCB that can be used at any vendor under the specified controls that you define.

Mesh Payments virtual cards can be used for online purchases and linked to digital wallets like Apple Pay and Google Pay. Virtual cards can also be linked in a matter of seconds to any physical Plug & Pay™ card for in-person purchases.

No. Mesh is designed to enable businesses to control company expenses in the simplest way possible – no cash necessary.

A virtual card is a digital card funded by a U.S. bank account that you connect to your Mesh Payments Balance. Virtual cards can be precision controlled by amount, vendor, number of transactions, and more.

Mesh Payments uses virtual debit cards issued by Metropolitan Commercial Bank.

Yes. You may add your Mesh VISA card to your Apple wallet and can use your Mesh card anywhere that accepts Apple Pay. To add your Mesh card to Apple wallet, please follow the standard instructions for Add a Card and How to use a card via Apple Pay.

We can connect with any bank in the U.S. using ACH or Wire.

With Mesh your finance team can enable company wide spend for any employee without handing out multiple corporate cards. Mesh will also ensure your business continuity by minimizing critical vendors payment failures so you can sleep better at night. Plus, you’ll earn cashback on every transaction that goes right back into your cash flow. Corporate cards typically don’t offer any return on your spend or try to confuse you with useless points – it’s like leaving money on the table.

Mesh uses 256-bit Secure Socket Layer (SSL) encryption to protect your personal data. Your information is stored in highly-secure data centers that use state-of-the art electronic surveillance and multi-factor access control systems.

Mesh is available in feature packages for all types of businesses at no cost, no hidden fees. Please see our pricing page for details.

Go to and sign up , it takes only a few minutes to open an account.

Mesh transforms the way finance teams operate with a centralized spend management platform that gives finance managers a whole new insight into their corporate spend. With this heightened visibility, we empower finance managers to know everything about their business, so they are equipped with all the insights, control and seamless automation they need to optimize spend, saving time and effort along the way.

It takes only a few minutes to set up an account and start issuing virtual cards. There is no waiting period.

Mesh uses the European Central Bank (ECB) exchange rate to calculate the equivalent value in their local currency automatically. In Europe, the European Central Bank (ECB) publishes reference exchange rates between currencies. On top of the ECB rate, VISA adds a small mark-up to its mid-market rate. Mesh also adds a small mark-up to cover costs associated with multi currency transactions.

Companies with a EUR or GBP balance currency can see the exchange rate on our currency calculator here.

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