When a debit card is used, money is immediately taken out of the user’s checking account. They are also known as “check cards” or “bank cards.” They may be used to make purchases of products and services and to withdraw cash from a bank, an ATM or a business that offers “cash back” on purchases.
A debit card often looks like any other charge card and is a rectangular piece of plastic. It is connected to the user’s bank or credit union checking account. The account size affects how much money can be spent with it.
Debit cards often have daily purchase restrictions, so you might be unable to use one to make a huge transaction. If you use your debit card to withdraw money from an ATM not connected to the bank that issued your card, you may be charged ATM transaction fee.
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