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Available Balance

The amount of money in an account that can be accessed right away is called the accessible balance for the account holder. It can be compared to the amount of money available for withdrawal. It considers any money put up as deposits and pending transactions that have been approved by the bank but have not yet been credited to or debited from the account.

The holder of the bank account may use the available money in the following ways:

Cash withdrawal
The debit card used for purchases
Writing a check
Paying bills

Available Balance vs. Ledger Balance

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Manage and Control Subscription Payments

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