The layer that makes T&E invisible

AI features sit on top. Intelligence lives underneath.

AI can file an expense.
But can it understand one?

A dinner receipt isn't just a dinner receipt. It's a prospect meeting, a flight, a trip already 12% over budget. The receipt is the easy part. The context is everything.

Processing transactions is automation. Understanding them is orchestration.

One layer. Every signal. Real-time.

Every transaction arrives with its full context. No manual coding. No month-end detective work.

Policy enforced before reconciliation starts. At the moment a card is swiped, a flight is booked, or an expense is submitted.

Anomalies caught before they reach the books. Every transaction scored, matched, and validated as it happens.

Month-end that already happened.
Nothing left to close. Nothing left to chase.

One set of rules. Every employee. Every agent. Every transaction.

One layer across every system.

TMC booking, AI rebooking, virtual card, WhatsApp receipt. Four paths, four systems. One governance layer across all of them.

Set once. Enforced everywhere – continuously, whether the action came from a person or an agent.

The architecture behind invisible

Ingest

Any card, any booking channel, your HRIS, calendar, org chart, historical patterns. Continuous, not batched.

Understand

Raw data, structured automatically. Every transaction mapped to the employee, trip, project, and policy.

Govern

Compliance checked. Audit trail created. Exceptions escalated. All before anyone touches a spreadsheet.

Act

GL codes assigned. Policy validated. Approvals routed. Receipts matched. Duty of care activated. Confirmation, when needed, in WhatsApp, Slack, or email.

Learn

Every transaction makes the layer smarter – coding patterns, approval preferences, spending behaviors all feed back in. It learns how your organization works.

Ingest

Any card, any booking channel, your HRIS, calendar, org chart, historical patterns. Continuous, not batched.

Understand

Raw data, structured automatically. Every transaction mapped to the employee, trip, project, and policy.

Govern

Compliance checked. Audit trail created. Exceptions escalated. All before anyone touches a spreadsheet.

Act

GL codes assigned. Policy validated. Approvals routed. Receipts matched. Duty of care activated. Confirmation, when needed, in WhatsApp, Slack, or email.

Learn

Every transaction makes the layer smarter – coding patterns, approval preferences, spending behaviors all feed back in. It learns how your organization works.

Your logic. Your agents. Your workflows.

The orchestration layer isn't a black box. It's a platform.

MCP-compatible. Connect your own AI agents. Build custom workflows on top of Mesh's orchestration layer.

It adapts to how your organization actually works, not the other way around.

Everything Mesh does starts here.

Cards & Expenses

Full orchestration on any card program.

Travel

Any booking channel, policy enforced at the point of booking.

Employee Assistant

Knows a dinner receipt was a client meeting.

 

Finance Storyteller

Tells you what matters. Handles everything else.

The best T&E is the kind nobody has to use.