Life After Brex: Why “Global” Changes Everything

A week ago, the news of Capital One acquiring Brex triggered a wave of uncertainty across Reddit, X, and LinkedIn. Today, the immediate panic has faded, replaced by the pragmatic slog of vetting replacements. For many finance leaders, this forced transition has become a moment of clarity. They aren’t just looking for a new corporate card; they’re realizing their current “all-in-one” tool wasn’t quite as global or flexible as they originally thought.

While competitors are quick to publish generic “Top 5 Alternative” lists, we believe the right move depends entirely on the complexity of your business.

The Simple Split: US vs. Global

Let’s be direct.

If you are a US-based SMB with domestic spend: You should probably look at Ramp. They built a great product for US-centric businesses, and they will serve you well.

But if you are a global company with multiple entities, cross-border teams, and complex workflows: You need an open platform, not another closed garden. This is where Mesh enters the chat.

Why Global Organizations Choose Mesh

When you operate across borders, “one-size-fits-all” breaks down fast. You don’t need a vendor that forces you to change banks; you need a layer of intelligence that adapts to the ones you already have.

Here is why global finance teams are moving to Mesh:

True Multi-Entity Management: Managing global subsidiaries shouldn’t mean logging in and out of different accounts. Mesh provides native multi-entity support, allowing you to manage distinct budgets and policies for every subsidiary from a single, consolidated dashboard. We recognize that every entity is different—requiring its own local regulations, taxation rules, policies, and often its own preferred travel booking method. Mesh handles this local complexity without sacrificing global visibility.
Total Card Flexibility: Mesh offers a hybrid model: we utilize Mesh native cards in addition to the corporate card programs you already have. You can also issue cards in several local currencies to minimize FX exposure and fees, giving you the best of both worlds.
Enterprise-Grade ERP Sync: Global teams don’t run on spreadsheets. We integrate directly with leading enterprise solutions like Oracle NetSuite, Sage, and QuickBooks to ensure that every transaction, regardless of currency or location, syncs automatically for
a faster close.
Global Compliance in One Place: Stop worrying about local regulations for every subsidiary. We automatically handle the taxes and compliance rules for each entity, ensuring you stay compliant across jurisdictions without the manual headache.
Travel Without the Conflict: We don’t try to be your travel agency or force you into a specific booking tool. You do your booking in your preferred way, whether that is direct on airline sites, through your preferred TMC or OBT, or using different local agencies for different global entities. Mesh captures the data to auto-generate your expense reports, giving you complete control and real-time visibility in our Trip Dashboard. This independence is critical right now. On October 3, Amex GBT and SAP Concur announced a strategic alliance to build a joint “Complete” solution. While the industry giants are building “closed gardens” that force you to buy their entire stack (booking + expense + payments), Mesh ensures you stay open, flexible, and free to use any travel partner you choose.

Real-World Proof: How Nayax Scales Globally

This isn’t just theory. Take Nayax, a publicly listed global fintech powerhouse operating in a complex global environment. Nayax needed a solution that could handle high-volume transactions across multiple subsidiaries without losing granular control.

By partnering with Mesh, Nayax gained the ability to manage cross-border spend with precision, ensuring that as they expanded into new markets, their financial operations remained centralized, compliant, and efficient. They represent exactly the type of sophisticated organization that outgrows standard “startup cards.”

The Bigger Picture

This acquisition is about more than just one company exiting. It signals a major shift in the category.

For a deeper dive into what this tells us about the whole industry, head over to our CEO Oded Zehavi’s full analysis: 👉 Brex & Capital One: More Than an Acquisition

The Bottom Line

If the Brex news has you evaluating your stack, don’t just look for a “replacement.” Look for an upgrade.

For the US-only crowd, there are plenty of good options. For the global organizations that demand flexibility, control, and local nuance, Mesh is ready to work.