Your Guide to the Payment Processing Addendum (PPA)
You’ve reached a required step in your onboarding: the Payment Processing Addendum (PPA). This is a simple, necessary form that ensures your funds move safely into your Mesh account.
Why is this required for you?
You have a non-U.S. entity in your organization that you’d like to use to fund your Mesh account.
This addendum is required to make that possible. It ensures we can receive and process those funds in compliance with our banking and regulatory requirements.
What this means for you?
1. Your Mesh account stays registered under your U.S. entityAll Mesh accounts require a U.S. legal entity. That doesn’t change — the non-U.S. entity is added as a funding source only.
2. The non-U.S. entity becomes your “Third Party Funder”This addendum formally authorizes it to transfer funds into your Mesh account on behalf of your organization.
3. Fund from a U.S. bank account held by the non-U.S. entityThe primary funding method covered by this addendum is a U.S. bank account held by your non-U.S. entity. This is what the PPA enables.
International wire transfers may also be available depending on your plan. If you’d like to fund via international wire, please reach out to your Mesh representative to discuss your options.
4. Mesh receives and settles the funds securelyWe receive the funds on your behalf and settle them to the issuing bank in line with banking regulations.
Not sure this applies to you?If you only fund your Mesh account from a U.S. bank account held by your U.S. entity, you don’t need this addendum.
When is the PPA Required?
This document is only required if:
- Your Mesh Customer Entity is U.S.-registered (Always required).
- Your Funding Source is a non-U.S. bank account.
If you fund your Mesh account only from a U.S. bank account, you do not need this Addendum.
Who Needs to Sign?
The Addendum must be signed by two parties:
- User - U.S. Legal Entity Name
- Third-Party Funder - Non-U.S. Legal Entity Name
In Short: Your Simple Next Steps
What it is
A required form to receive funding from non-U.S. entities.
Sign
Get signatures from both the U.S. Legal Entity and the Non-U.S. Funder.
Submit
Once signed, you may email the completed document to customerops@meshpayments.com, or reply to the relevant Mesh representative.
Email it signed to: customerops@meshpayments.com
That’s It!
Once signed, you are one step closer to funding your account and completing your onboarding.
