The key benefit of Mesh is having everything in one place and consolidating key financial software in one platform. Previously, juggling limited tools like Brex, Expensify and spreadsheets made it difficult to get a consolidated view of the company’s spending.
Easily control
and manage your global spend
Save money and unify your global operations with cost-effective multi-entity and currency support, global reimbursements, and the freedom to use your preferred travel agencies—while staying compliant to local regulations.

Trusted by leading global companies
Eliminate FX fees with local currency cards
Issue local currency cards in over 40 countries, with the highest global acceptance rates.
- Save money on FX fees
- Hold local currencies
- Set spend limits in local currencies
- Multi-currency receipt matching
Reimburse employees directly in 100+ countries
Give every employee a fast and easy expense experience.
- Automated multi-lingual receipt collection and matching
- Easily support local mileage reimbursement regulation
- Review and approve all reimbursement requests in one place
- Reimburse employees directly with free transfers to their local bank accounts
All your spend, all together
Seamlessly manage and track transactions across your global enterprise. You can analyze your entire spend or drill down by entity.
Automate local compliance
The most flexible multi-entity support.
- Entity-level spend controls, policies and approvals
- Robust VAT and local compliance automation
- Multi-book support for local reporting
- Integrate with all your local vendors - including ERPs, TMCs and more
Andrew Fine
CFO
Frequently asked questions
Mesh is available to businesses in the US, Canada, EU, UK, Hong Kong, Singapore, Australia and other select locations.
Mesh is accounting system agnostic. It inherits your accounting software set up so to streamline the transition of data between platforms. You can import your accounting custom fields and export all your transaction details every time you wish to reconcile your transactions. For more information, please check out all our accounting integrations here.
A subscription is a transaction that repeats multiple times on a specific vendor, such as online software. When you create a subscription payment with Mesh, a dedicated virtual card per subscription is automatically issued via the Card Issuer so to prevent use of the card outside the designated vendor. When you generate an on-demand payment with limits, a virtual card will be issued by the Card Issuer that can be used at any vendor under the specified controls that you define.
Mesh Payments virtual cards can be used for online purchases and linked to digital wallets like Apple Pay and Google Pay. Virtual cards can also be linked in a matter of seconds to any physical Plug & Pay™ card for in-person purchases.
Mesh uses the European Central Bank (ECB) exchange rate to calculate the equivalent value in their local currency automatically. In Europe, the European Central Bank (ECB) publishes reference exchange rates between currencies. On top of the ECB rate, VISA adds a small mark-up to its mid-market rate. Mesh also adds a small mark-up to cover costs associated with multi currency transactions.
Companies with a EUR or GBP balance currency can see the exchange rate on our currency calculator here.