Worldwide acceptance through the Visa network
Virtual corporate cards that work for you
Our smart virtual corporate cards give you real time policy enforcement and AI-powered receipt collection, making it easier than ever for your entire organization.
Trusted by leading global companies
Smart corporate cards
Get real-time visibility and
spend control
Control spend before, during and after any money is spent.

Prevent out of policy spend
Prevent or flag unauthorized spend with card embedded policies.

Automate receipt collection
Automated matching with best-in-class OCR technology frees you up to focus on growing your business.
How our smart corporate cards help you close the books 5X faster
Eliminate expense reports and automate the entire expense management process.
Request
The employee requests a budget.
Approval
Once approved, the employee instantly gets a Mesh card with a set spending limit and any restrictions needed.
Real-time categorization
As soon as the employee spends money, Mesh automatically categorizes the transaction in real-time, eliminating the need for manual coding.
Reconciliation
When you’re ready, sync to your ERP in one click.
Insights
Get real-time insights and make informed decisions. Discover opportunities to reduce your costs with detailed reports on spending by employee, department, project and more.
Get ahead of
out-of-policy spend across the board
Assign virtual corporate cards for all your needs.
Any purpose
Subscription payments
Frequent travelers
with convenient & smart traveler cards.
Travel agent payments
travel agents to handle all
trip expenses.
Eliminate FX fees with local currency cards
Issue local currency cards in over 40 countries, with the highest global acceptance rates.
- Save money on FX fees
- Hold local currencies
- Set spend limits in local currencies
- Multi-currency receipt matching
The world’s most secure physical card
The Plug & Pay™ VISA is the only physical, numberless card you can pair with virtual cards and budgets for ultimate security, control and flexibility. Simply link this card to any approved virtual card, giving finance teams total control and visibility, while employees get the comfort and flexibility when paying on the go.
Seamless virtual corporate card setup
- Instantly issue, suspend or cancel cards with just a few clicks
- Set, change and enforce card budgets
- Easily integrate with Google Pay and Apple Wallet
Set up complex approval workflows
Streamline and automate requests. You can add as many steps, conditions and approvers as you need.
Bring your Amex corporate cards
Connect your eligible Amex corporate cards to Mesh and manage all business expenses in one place. Enjoy automated reconciliation, custom policies, and approval workflows, all while keeping your Amex rewards and benefits.
Frequently asked questions about our virtual corporate cards
Virtual corporate cards are designed for companies to make secure payments online or over the phone. Each card comes with a unique number, spending limit, and vendor restrictions, giving users greater control over their expenses. Virtual corporate cards for business offer complete visibility into transactions, which helps finance teams manage spending more effectively in an increasingly digital world.
Virtual corporate cards are a digital extension of your company’s main account. When you need to make a payment, you generate a virtual corporate card for business use by setting specific spending limits and vendor restrictions. Each card has a unique number, so you can assign it to different employees or expenses. This gives you control over who spends what and where. Transactions are tracked in real time by your virtual corporate card company, making expense management easier.
Virtual corporate cards offer several advantages for businesses. They enhance security by providing unique card numbers for each transaction or vendor, reducing the risk of fraud. They give businesses greater control over spending with customizable limits and vendor restrictions. They also offer real-time visibility into expenses, helping finance teams monitor and manage budgets effectively.
In addition, these virtual corporate cards for business can be easy to issue to employees, especially for remote teams or immediate purchasing needs. For example, a business can issue a virtual card to an employee for a specific purchase, such as travel or training expenses. This eliminates the need for the employee to use a personal corporate card and then submit an expense report.
You can get a virtual corporate card in three simple steps:
1. You need to choose a virtual corporate card company that suits your business needs. You should consider factors such as the types of cards offered, the fees associated with the cards, and the level of customer service provided by the company.
2. Once you have chosen a company, you will need to provide information about your company and its financial details to set up an account.
3. When your account is approved, you can create virtual cards with custom spending limits and vendor restrictions.
With Mesh Payments, the process is quick, and our cards allow you to take control of your company’s expenses.
Managing your virtual corporate cards can be easy using your provider’s online platform. You can create or cancel cards instantly, set spending limits, and restrict usage to specific vendors or expense categories. The built-in real-time tracking lets you monitor expenses, providing full visibility into the company’s spending. With a virtual corporate card company like Mesh Payments, you can integrate with accounting systems and automate workflows to gain valuable insights for better finance.
Absolutely. Connect your eligible Amex corporate cards to get 360° visibility on all card transactions in the Mesh platform.